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The Application of Fuzzy Logic in Insurance Business
Sedlák, Martin ; Kittner, Petr (referee) ; Dostál, Petr (advisor)
The dissertation looks into the problematic of evaluaing the customer's solvency. It specifically focuses on using the Fuzzy logic when calculating the correct value of the third party insurance, as it is a legal requirment by law in the Czech republic, applying to every motor vehical in use. The first part of the dissertation analyses existing calculation system. As there doesn't exist any unifed fiugre table, an indicative price list has been created by using accessible sources. This price list helped to optimalize variable quantity when inventing own model to be put in practice. Suggested solutions have been made by using the MS Excel and MATLAB programs. Newly created models consist of some parameters which havn't been used for the calculations yet, but can help achieve higher objectivity when assessing the insurance figure. The dissertation aims to prove that similar problematics could be successfully solved by applying the Fuzzy logic technic.
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Segmentation in Motor Third Party Liability Insurance
Nevoral, Michal ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The subject of the bachelor thesis Segmentation in Motor Third Party Liability Insurance is to briefly cover the topic of motor third party liability insurance from the perspective of the insurance theory with the emphasis on premiums and consequently to analyse segmentation on the Czech motor third party liability insurance market. The aim of the thesis is a capture of all the factors influencing the price of the motor third party liability insurance, a detailed analysis of selected factors in term of influence on the amount of premium written and average claim settled and a resulting assessment of suitability for particular segmentation criteria use.
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Analysis of the Motor third party liability on the Czech market
Janatová, Denisa ; Radová, Jarmila (advisor) ; Cibulka, Jakub (referee)
The aim of this bachelor thesis is to analyze offers of compulsory liability on the Czech market. The whole analysis is to compare the price offers of the third-party liability insurance at Partners with insurance companies and e-portals such as E-Insurance, Srovnator.cz, Compare24 and finally with the Mandatory Guaranty.com portal. The first chapter describes one of the basic pillars of non-life insurance, namely liability insurance. There is also a breakdown of responsibility according to the three most important factors. The second chapter deals specifically with Motor third party liability insurance and the specific requirements of this insurance that every car owner should know. The third chapter briefly mentions the vehicle's accident insurance. The fourth chapter shows the percentage comparison and comparison of the individual parts of the non-life insurance market in the Czech Republic. At the same time, the comparison of the shares of all the insurers providing compulsory liability to the insurance policies. The fifth and final chapters analyze market prices for a predefined vehicle and person. The object is also to point out the differences in the accident insurance and to increase the total insurance premium due to the arrangement of supplementary insurance.
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The Application of Fuzzy Logic in Insurance Business
Sedlák, Martin ; Kittner, Petr (referee) ; Dostál, Petr (advisor)
The dissertation looks into the problematic of evaluaing the customer's solvency. It specifically focuses on using the Fuzzy logic when calculating the correct value of the third party insurance, as it is a legal requirment by law in the Czech republic, applying to every motor vehical in use. The first part of the dissertation analyses existing calculation system. As there doesn't exist any unifed fiugre table, an indicative price list has been created by using accessible sources. This price list helped to optimalize variable quantity when inventing own model to be put in practice. Suggested solutions have been made by using the MS Excel and MATLAB programs. Newly created models consist of some parameters which havn't been used for the calculations yet, but can help achieve higher objectivity when assessing the insurance figure. The dissertation aims to prove that similar problematics could be successfully solved by applying the Fuzzy logic technic.
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Analysis of third party insurance offered on the Czech insurance market
Kladiva, Jan ; Gruber, Petr (advisor) ; Ducháčková, Eva (referee)
This bachelor thesis deals with the analysis of third party insurance offered on the Czech insurance market and is divided into theoretical and practical part. At first the theoretical part discusses characteristics of the third party insurance, its history and legislation. It then focuses on conditions of contracting and terminating and how to change an insurance company. The thesis goes on in the practical part by comparing offers of the particular insurance companies according to various points of view, etc. according to possibility of additional insurance, maximal bonus limits and insurance limits. After that model examples are created, described and assessed by price. This thesis indicates how important is to have a third party insurance, and also how critical is to select the right offer (it is important to consider not only price but also quality). It indicates possible development in this sector of insurance industry as well.
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Analysis of third party insurance supply on Czech insurance market
Hanovská, Martina ; Radová, Jarmila (advisor)
This thesis is focused on analysis of third party car insurance supply on Czech insurance market. First part is focused on general definition of the third party insurance, its history, legislation, prerequisites to contract conclusion and eventually transfer of the third party insurance to another insurance company. Second part is focused on comparing of products of particular insurance companies from various points of view as are for instance: insurance limits, maximal bonus limits, assistance services extent, optional coverage options and assessment of web pages of particular insurance companies both from clarity and informational points of view. In the third part I deal with price comparison based on several test cases.
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